For over 35 years, I have been involved in retirement planning for the government and private sectors. I am an independent advisor whose only allegiance is to my clients. I can access multiple resources and tools to help my clients reach retirement goals. My oath is: “Considering all conditions surrounding those I serve, I shall make every conscientious effort to ascertain and understand, and render that service which in the same circumstances, I would apply to myself.” I am a native New Yorker.